Archive for the 'Moving' Category

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A New Life by Relocating – Make It Happen

Even though fewer people are actually moving these days, studies show that people WANT to move because they just don’t like where they live.

There’s just this teensy weensy thing that gets in the way: a job.

However, taking that leap of faith can be a rewarding, fruitful risk.

girl_box2I recently spoke about this subject with Barb Brady, a life transition coach who helps people figure out where they should live. She’s the author of Make the Right Move Now: Your Personal Relocation Guide

Q: Relocating without a job is a scary thing, particularly in today’s economy. Can moving just for the sake of moving and living somewhere new be a good thing?

Yes, and no. It really comes down to your reasons for moving. For example, if you’re feeling ready for a change in location, and there’s a particular place that’s drawing you, and you think it’s feasible to make a living, then why not?

Make sure you have enough money to sustain you for at least 3 months while finding work. Imagine the best and worst case scenarios with your move. Have a back-up plan for the worst case. You may want to rent out your current home initially instead of selling.

But if you are unhappy in your life and location is just a part of that, first address and deal with the other source(s) of your unhappiness. It could be that your location is fine, but your living situation, job, and/or relationship (with another or yourself) is not.

Get clear on what the real issues are, fix those, then make sure you’re going toward something you want, not just running away from something you hate.

Q: How can one separate a genuine desire for a new life and challenges, vs. just a ‘grass is greener’ mentality?

In addition to my response to Q1, two more exercises can help:

1: Get clear on the gaps between what you ideally want in your life and what you’re currently living. Set aside an hour when you’ll be undisturbed. Put on some music. Write a description of your ideal day and week, from the time you rise until you go to sleep at night.

Be specific – what are you seeing, feeling, hearing, smelling, touching and tasting throughout your day? Whether you’re working or not, what does that look like? Where are you? What are you doing? Who are you with? How are you interacting? etc.

This vision needs to excite you!

Now compare your current life with your vision. What part of this vision are you already living? What needs to be tweaked or changed? Can this be done where you live now? If so, how? If not, what would your new location need to be like?

2. Do a gut check. Imagine it’s tomorrow and you’ve just moved to your new location. How does that feel? What’s your body telling you? Is it tired or energized? Imagine how it feels in 3 months, 1 year, 3 years. Now do the same for your current location.

Which “feels” better?

Q: Let’s say you decide a move would be good for you on many levels, but you don’t know where — what are the 3 biggest factors in helping you make that decision?

A. Ethical and legal considerations – Is there anyone to whom you are ethically or legally committed? It could be a spouse, children, elderly parents or someone else. What criteria is needed to meet to fulfill your commitment to them, and give you peace of mind? For example, if you have elderly parents, it may mean staying on the same coast.

B. Your top 3-4 non-negotiables – (In my book there’s an exercise to help you get clear on what you want in 12 key life areas. For example “strong open-minded community”, “sunny, warm climate”, etc.) Research places that may meet these criteria. Get a map, and highlight potential areas. Tell people what you’re looking for and get input. Surf the internet and peruse books. Visit prospective places.

C. Gut check – The most important! When it’s the right place for you right now, you will experience any or all of the following: relief, lightness, expansiveness, more energy, peace, smiling, excitement.

Click here to see Part 2.

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Frugal Friday: Make a Fast Move Without Losing Your Shirt

If you’ve ever found yourself in a situation where you have to move fast — the house closing happened more quickly than you expected, or you just procrastinated because the thought of packing filled you with as much joy as visiting the dentist — you know the awful feeling.

* You’ll never have enough time to find a moverstressed-guy

* If you do find a mover, you’ll pay through the nose (or other uncomfortable body part)

While it’s true you might end up paying a bit more, you shouldn’t assume you’ll have an awful experience. Here are some things to keep in mind to make your move go more smoothly, at a price that won’t shock you.

1. You Probably WILL Pay More. Just accept that fact. Organizing the moving process, especially for longer moving, takes time and money on the part of moving companies. They don’t come together easily.

2. Be Explicit With Move Dates. Your mover needs to know what he’s up against. If you must be out by a certain date, make that crystal clear.

3. Even If You’re Desperate, Don’t Act It. When talking to moving companies, make it clear you’re talking to several firms that want your moving business.

4. Get Organized. This is important for a nonrushed move; it’s crucial for rushed moving. Stated simply: If you’re organized and prepared, you’ll get a more accurate quote and you’ll have a smoother move to boot. 

Get your stuff ready to move as soon as possible, even before the moving company estimator comes to your home to give you moving quotes. Get rid of any goods not going and have everything as organized as possible. The more clear it is what needs to be moved the more accurate your estimates will be. On moving day, it will ensure everything goes more smoothly — the No. 1 cause of moving day stress is a discrepency between the estimate and the final cost.

5. Don’t Just Choose the First Mover That Can Handle Your Move. Take a few minimal steps to ensure you hire a trustworthy mover:

• Get 3 estimates. If you can’t have the movers in your home (which is always preferable), be as thorough as possible when describing what needs to be moved, and ask about extra costs if you happen to underestimate how much stuff you need to move.

• Don’t take a low bid. It’s a sign of a mover that’s just trying to win your business now, only to raise the price later with lots of little (and big) charges.

• Deal with movers that have a local presence. It makes everything easier.

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Where You Choose to Live Is Crucial to Your Financial Future

Even if you’re happy where you’re living now, the current economic recession should force you to think about where you choose to call home.

Why?

Because history shows that major upheavals in our country spark huge demographic and economic shifts.

The Depression in the 1930s sparked an exodus from rural states to large cities; the 1970s recession saw huge population shifts from the Northeast to the Southwest.

Many people who didn’t make these shifts ended up in a region that remained economically handicapped for years.

So what areas of our country will be the winners — and losers — a decade from now?

If you work in real estate — or if you just care intently about your own personal financial well-being — you should be asking yourself that question.

I read an interesting theory in a recent edition of Atlantic Monthly. The author, Richard Florida, argues that many part of the U.S. have been stunted economically because of their overrealiance on ‘false’ drivers of growth — in particular, Southwest cities like Phoenix and Las Vegas.

“Although these places drew tourists, retirees, and some industry — firms seeking bigger footprints at lower costs — much of the cities’ development came from, well, development itself,” he writes.

Florida argues that these areas will be feeling the hangover effects for years.

 “At a minimum, these places will take a long, long time to regain the ground they’ve recently lost in local wealth and housing values. It’s not unthinkable that some of them could be in for an extended period of further decline.”

Which areas will thrive?

Florida makes the case for population density as a driver of growth. Having people living in ‘close proximity,’ Florida argues, tends to generate more ideas, which get formulated into business plans and help spark economic activity.

This self-regenerating creativity feeds on itself, particularly in an economy that depends more on information than manufacturing things.

“[The economy] depends on generating and transporting ideas. The places that thrive today are those with the highest velocity of ideas, the highest density of talented and creative people, the highest rate of metabolism. Velocity and density are not words that many people use when describing the suburbs. The economy is driven by key urban areas; a different geography is required.”

The result of all this? The big — and dense — cities like New York and Chicago will maintain their economic vitality. Cities characterized by suburban sprawl — and its attendent waste of resources — will suffer.

Where does your community fit in this sort of analysis? What communities do you see in the future that will help support you and your livelihood? Would it affect your moving or relocation decisions?

I know it will affect mine.

Tim Johnson — Relocation.com

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If Move Falls Through, Figuring Out Your Living Situation

I recently got an email that perhaps reflects a situation faced by many people. Her home sale had fallen through, even after she had lined up all the movers and was ready to get going in a new community.

She was conflicted — should she sign a lease and just rent for awhile? Or should we put her stuff in her storage and look for a home real quick-like? There’s really no way easy way to answer, and much depends on your personal situation.

A: Move into an apartment while you wait to buy a house.

Let’s assume you commit to being there for a year. Although some people feel any money spent on rent is a waste, the real estate and mortgage market is in a great deal of flux and you’ll have a better idea of what’s a ‘good’ deal in a year or so.

You’ll also have a better idea of what kind of help the government is going to give you. As part of the stimulus bill, the government’s granted an $8000 tax credit for first-time homebuyers. However, if the housing market doesn’t get back on its feet pretty soon, I could see politicians rushing out another incentive to spark the housing market. In other words, waiting might pay off.

Will you miss out on price appreciation? I don’t know where you’re moving, but real estate prices don’t seem poised to take off any time soon, so I doubt you’ll miss much any appreciation. (Actually, I don’t think it matters where you’re moving — the market’s probably gonna be pretty moribund for at least another year.)

If you rent a year, you can get to know the area better, and really look at all your options. If you put your stuff in storage assuming you’ll buy pretty quickly, you might feel an itch to buy a place and get done with it — and make a poor decision.

The downside is that you’re moving twice. You’ll get settled in at your new place, and all of a sudden you’ll be looking to move. Even for people who move a lot, it’s a quick turnaround. You might spend a year living out of a box. For some people, that sounds like fun – for others, it’s torture.

B: Put your stuff in short-term storage while you hunt for a house.

The advantage to this option is primarily financial: you’ll save money on moving and rental costs. (You didn’t say where you’d be living while you look for a new home – I assume you’re crashing with friends or relatives or some other cheap, non-rent-paying option.)

The bigger question is whether you’re comfortable with living with just a few of your items while the bulk of your stuff is in storage?

Also, as I mentioned above, if you’re assuming you’re going to find a new home quickly, you might rush to buy a new home and make a bad decision. If you rent for a year, you have time to think things through.

The financial breakdown:

Option A: You pay rent for a year. You move twice (although your second move will be cheaper because it’s a local move, I assume the first one is long distance moving).

Option B: You purchase storage for a short period of time, while you hunt for a home. Talk to the moving company who moves you about them putting stuff in storage for you – it’s easier and you might get a better deal on storage from them, rather than a self-storage facility (although you probably won’t be able to get your items EXACTLY when you need them – it will depend on the moving company’s timetable for when they have moving crews and such to pull your items from storage). Also check out PODs.

So option A is more expensive, but there’s a lot more to this question than just dollars and cents.

You also have other options if you only need space for a short amount of time. One of those is corporate housing, which is generally used by employees who are on work assignment away from home and need a place to stay. A Website that helps people hook up with this kind of housing is Corporate Housing by Owner.

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More Volunteers for Tennessee Living

Despite the economic turmoil swirling in much of the country, Tennessee will likely continue attracting newcomers to the state, our research has found.

We analyzed nearly 500,000 requests for moving services in 2008 and found that 58% of all interstate move requests for Tennessee involved people who wanted to move to Tennessee from another state; 42 % involved people who wanted to leave Tennessee for another state.

 Three major Tennessee cities showed similar numbers over the two-year span of 2007 and 2008:

 Nashville: 56% of all interstate moves involved people moving to the city; 44% involved people moving out of the city.

 Knoxville: 53% of all interstate moves involved people moving to the city; 47% involved people moving out of the city.

 Chattanooga: 55% of all interstate moves involved people moving to the city; 45% involved people moving out of the city.

 The only city bucking that trend was Memphis: Of interstate moves, 62% were requests to move out of the city to another state; 38% were requests to move to the city.

For more information the study and to see how other states and cities ranked, check out this article.

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Montana Continues to Attract Movers

Montana is likely to continue attracting newcomers to the state if it sticks to recent trends, our statistics have found.

Relocation.com analyzed nearly 500,000 requests for moving services in 2008 and found that 59% of all interstate move requests for Montana involved people wanting to move to Montana; 41% of moving requests involved people looking to move out of the state.

So for every 100 people looking to move out of Montana, 145 were looking to move to Montana. The number is consistent with 2007 data, when 62% of moving requests for Montana involved people wanting to move there, while 38% were looking to leave the state. Our statistics cover roughly 3% of moves made anually in the U.S.

Click here for more information on the Relocation.com survey and which states continue to attract residents.

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Frugal Friday: A Cheap, Easy Way to Get Rid of Junk

When you move, everyone tells you to get rid of stuff, but it’s easier said than done.

There are the usual ways – try to sell stuff on eBay or Craigslist, or hold a garage sale to hopefully make some cash.

However, most people when they’re moving just don’t have the time (or energy) to organize a sale of their stuff. So most of it just gets throw away. (I love when people say, ‘Just hold a garage sale! There’s really no ‘just’ about it.)

Whatever you do, the end result for a lot of stuff you have is the dump – you’ll need to throw away a lot of stuff.

Here’s a tip to making it easier. Many people will be rent a dumpster if the job is huge. It ain’t cheap. And the neighbors might not like it. In fact, some homeowners associations won’t even allow it. And you could lose a kid or two in there.

The solution: rent a truck. Keep all the stuff to throw away in a garage or in a room, and when you want to haul it away, toss it into the rental truck and away to the dump! If you’re renting it for the day, you’ll probably have time to do other chores associated with your move, and if you’re moving yourself, you can just keep the truck to move all the stuff that you want in your new home.

Need ideas on how to reduce the junk quotient in your life? Check out this article on prioritizing the things you want to throw away.

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Your Next Move — Try a Cab?

The Toronto Star has an interesting feature on a novel way to move: move by cab.

It’s simple: get all your stuff down the curb, call for a cab (or hail one over), and voila, instant wheels for your move. Granted, you’ll have to pare down your belongings to what fits in a cab, but every good idea has a downside, right? Says a cab mover: “They’ll pretty much take anything in a cab if you’re persuasive enough, and tip them enough.”

Indeed.              

If you have more stuff that will fit in a cab but not enough that you want to bother a moving company, you have several options for moving services. We get this question a lot at Relocation.com: I have only a few things to move — will a moving company be interested?

Maybe, but even if they are, it will be pretty costly. There are other options.

You can do a self-service move, which entails you loading everything into a moving truck and someone else do the driving. This type of service can work better with a smaller load.

There are also companies like ‘Mini-Moves’  and Navis Pack & Ship that specialize in small moves, or you can try to barter out your move on a Website like ‘U-Ship,’ where you say what and where you need stuff moved.

In major metropolitan areas, there are also car rental companies, or if you can do your move pretty quickly, check out a service like Zip-Car, which lets you rent cars by the hour.

For more information, check out this article making a small move.

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Get Organized When Wiring Your New Place

One of the biggest challenges on move day is setting up your electronics at your new place. It’s a long list these days:

• Find a provider for your phone, Internet, cable TV and cell phone
• Hook up your TV entertainment system
• Set up the network for your computer — both your Internet access and any networking system if there are multiple computers in your home.

It’s important to plan this well BEFORE you move, because during your move-in, you’ll be dealing with a cat that keeps trying to escape its new home, a crying toddler, and boxes packed to the sky.

To ease your pain (and make some more money), some movers are teaming up electronics shops to offer this service as part of your move.

For example, moving behemoth Mayflower has teamed up with Best Buy’s “Geek Squad” to offer setup for your PC and home theater system. There are also businesses and individuals who will set these up for you (for a fee, of course).

If you choose to do it alone, here are some helping hints for moving electronics

* When you disconnect wires, label them so you know where they connect. I know, they’re usually handily labeled according to color, but even a simple numbering sytem (1 to 1, 2 to 2), which help you set everything up quickly when you get to your new place.
* Take a picture of the assembly as it is now. When you move into your new place, you’ll just need to take a look at the picture to see what goes where. Don’t assume you’ll remember. I thought I would when I moved. I ended up connecting my DVD Player to the microwave.
* Keep all common wires and parts together – just put them in a simple plastic baggie, and then tape that bag to the component itself or have it in the same box as the component. Be sure to label the bag as well.

These articles can help you determine which home services you want at your new place.

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If You Pack Yourself, Beware This Huge Pitful

Many people struggle over how to pack fragile items — glass items, picture frames, that beloved neon beer sign from college.

Here’s a suggestion: stop worrying about it and have the moving company pack it. You’ll pay for it, of course, but you could end up saving in the long run.

How?

When you pack items yourself and the items inside get broken, you won’t be covered by insurance. That’s right. All the bubble wrap and good intentions in the world won’t protect that awesome ceramic cat if it gets broken in a box that you packed yourself.

Unless the box itself has visible damage and was obviously dropped or somehow damaged in the move itself by the moving company, the only coverage you’ll have is the minimum valuation that moving companies are required to provide: 30 cents per pound for local moves, 60 cents for long distance moves. That won’t go far in replacing the item.

Here’s another sobering fact: You’re bad at packing. Oh sure, you’ve moved 3 times and like to think yourself a whiz with tape and those little syrofoam peanuts.

But you’re not that good. Sorry. And even if you are good, you’re not as a good as a guy who does it full-time, every day, every week of the year.

But in the end, it’s not about who’s the best: it’s about what happens if something gets broken. And if something does, it might be the best route to make sure your items are protected by insurance.

For more information about insuring your move, check out this article on moving insurance. This article can help you learn how to pack fragile items.